Patty Davis
Branch Manager

Jennifer Walker
Loan Officer
NMLS ID # 2122103

Paul Barrett
Sales Assistant
NMLS ID # 2079421

Construction and Renovations

Our construction and renovation products allow you to build on your own lot and even make interest only payments during the construction/renovation term. We offer flexible/efficient draw process for your builder. We have available VA Construction loans with up to 100% financing as well as Conventional Construction loans, up to 95% financing. Check out our construction process video below to learn more!

First Time Homebuyers

It’s never been a better time to be a first time homebuyer. We offer the VHDA Loan Program as well as USDA and Home Possible programs. We are a direct lender to both Fannie Mae and Freddie Mac.

Flexible Loan Products: Portfolio Lending

We provide Common Sense Lending decision making. This can include those that have less than 2-years self-employed (case by case) and non-warrantable condos. We have in-house underwriting and use 75% of fair market rental income on existing primary residence.

Learn More

Intercoastal Mortgage, LLC offers competitive pricing and cutting edge programs to meet all your home buying needs. Click here to learn more about the services we provide.

Recent News

Stay up-to-date with the latest news in the mortgage industry, happenings within the offices of Intercoastal Mortgage, LLC, and timely tips and tricks for your home!